32409   Zip Code Panama City Bay FL United States

City Panama City
County Bay
State Florida
Latitude 30.33447
Longitude -85.70516
Population 11,113
Density 87.82 people per square mile
Time Zone America/Chicago
  • All demographic data comes from the 2024 American Community Survey (5-year study).
  • Learn more about each field.
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Household Income

Median household: $64,516
Median individual: $34,590

Race

Mode: 93.6% White

Gender

 52.3% female 

Rent

  $1409 / month  

Median house value: $270,925.0

Age

Median: 43.8 years old

Education

With at least college degree: 27.9%
With STEM degree: 47.4%

Marital Status

 59.4% married 

Never married: 20.3%

Labor Force Participation

 55.7% working 

Unemployed: 5.5%

Average Family Size

 3.26 people 

Commute Time

 30.0 minutes 

Health Care

 12.9% uninsured 

Poverty

 15.0%

All data comes from the SimpleMaps US Zips Comprehensive Database, February 2026.

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